Account rules with UPI context
These Terms & Conditions apply when you create an account, keep a balance, enter games, ask for a payout or contact us about a wallet record. They are written for India use, but access is not the same in every location. Your ability to open or
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use an account depends on local law and is available where local law permits. The Terms also explain how we may verify your identity, match UPI, Paytm or PhonePe receipts to your wallet, pause access during checks, correct errors and close accounts that breach the rules.
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If a clause and a promotion screen conflict, the Terms control unless a separate written rule says otherwise.
Service availability depends on jurisdiction. It is the user's responsibility to check local law before access.